Frequently Asked Questions
Maybe you have a few questions. That’s okay; most people do. So here’s a quick collection of some of the questions people ask us… along with our answers. If you still have a question, don’t hesitate to contact us (or give us a call) and we’ll be happy to answer it for you.
Q: Will you be listing my house on the MLS or actually buying it?
A: Great question. We’re don’t list houses and we don’t buy houses. We are Real Estate solutions and Foreclosure EXPERTS: We help homeowners all over who are going through foreclosure and other financial challenges. From there we provide as many options to you as possible and assist our clients in evaluating their circumstances.
Q: Do your clients receive any money or financial assistance from 4Closure Rescue?
A: Many of our clients, approximately 25% , receive some form of financial assistance from us! Some receive money because there is significant equity in their property, some receive other assistance such as movers, temporary housing, bill payment assistance or assistance in storing personal property after they move. From the comments that our clients share with us, we find the most valuable service that we offer is to stop the foreclosure and allow homeowners to move on and start over without the burden of foreclosure on their credit report and no longer having a lawsuit hanging over their head. 4Closure Rescue provides a win/win resolution in partnership with our clients. We assist our clients with this unique and valuable service to those in foreclosure and with other financial challenges. We complete our program very quickly and no time or effort or expense is required on your part. If that’s what you’re looking for and you see the value in getting your house out of foreclosure fast… let’s see if we can help you get to a better place. (Besides, our no-obligation commitment means that you do not have to move forward unless you decide our offer has value to you… but it’s good to know what we’re offering!)
Q: How do you determine if I will receive money for my house?
A: Great question, and we’re an open book: Our process is very straightforward. We look at the location of the property, what repairs are needed, the current condition of the property, and values of comparable houses sold in the area recently. As you know, house values have taken a huge hit in the last 5 years and most areas still haven’t seen prices come back up. We take many pieces of information into consideration… and come up with a complete detailed explanation.
Q: Are there any fees or commissions to work with you?
A: This is what makes us stand out from other companies: There are NO fees or commissions or expenses when you work with Foreclosure Rescue. We’ll make you a proposal based on our available solutions, and if it’s a fit then we’ll work with you! No hassle. No fees.
Q: How are you different from a real estate agent?
A: Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is 6-12 months) and then take a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3-6% of the sale price of your house (so if it’s a $100,000 house, you’ll pay between $3,000 – $6,000 in commissions to an agent). Agents provide a great service for those that can wait 6-12 months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different: We’re not agents, we’re solutions experts. Our company actually pays to take your home out of foreclosure and then pays again to fix up the house, putting it in the best condition possible. We don’t list houses. Since we’re actually the one taking over the financial responsibilities and we pay with all cash… we can make a decision to assist you very quickly within a couple of days (sometimes the same day).
Q: Is there any obligation when I submit my info?
A: There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, maybe set up a call with you to find out a bit more, and provide several options, when possible, that’s fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to have our assistance… and we won’t hassle you, won’t harass you… it’s 100% your decision and we’ll let you decide what’s right for you.